Insurance AI:Make every moment of need easier

ASAPP's Customer Experience Platform (CXP) is the agentic CX platform for insurance: AI that delivers end-to-end customer service resolutions, inside the guardrails you control.

Resolve policyholder needs, end to end

CXP understands the situation, applies your policies, consults an expert when judgment matters, and sees the resolution through.

Deliver better experiences, at scale

Give policyholders fast, personalized support across the whole relationship, even when a catastrophe sends volume surging.

Reduce cost to serve, without giving up control

Resolve more interactions with AI while keeping your teams in control through guardrails, permissions, monitoring, and human oversight.

"A partner that doesn't disappear after go-live."

How a Fortune 500 insurer's transformation team describes working with ASAPP, from first use cases through the move to agentic AI, across chat and voice.

21%
Drop in repeat callers
Fortune 500 Insurer

Turn moments of uncertainty into moments of confidence

Policyholders reach out when they need you most: after the accident, when the claim status matters, when they don't know what's covered. Some of it is routine, all of it is uncertain, and every answer either builds their confidence in the company or erodes it.

The claim is the moment the promise gets kept

Policyholders pay for years without needing you. The claim is when they find out whether the loyalty runs both ways. 80% who get a poor experience have already left, or plan to.

JD Power: “Auto Insurance Repair Cycle Times Improve but Price Increases Take a Toll, JD Power Finds”

Handle the catastrophe without staffing for it

A storm, a recall, a regional event: claims arrive all at once, from people who can't wait. Absorb the surge at scale, so peak events don't require peak headcount.

Decisions you can see and defend

Coverage interpretations, claim decisions, and exceptions follow your policies, run inside permissions you set, and leave an audit record your compliance team can prove.

The new standard for Insurance CX

21%
Drop in repeat callers  ·
Leading Global Insurer
$4.1M
Annualized savings  ·
Leading Global Insurer
75x
Call volume expansion  ·
Leading Global Insurer
90%
CSAT  ·
Leading Global Insurer

Give your team control over how AI acts

Bring agentic AI into complex insurance service without giving up the systems, policies, or human judgment your operation depends on.

01
Work across your existing systems

Coordinate claims, policy administration, and billing instead of treating each policyholder request in isolation.

02
Set guardrails and permissions

Control what actions can be taken, monitor behavior, and keep a record of decisions and outcomes

03
AI consults your experts when judgment matters

When a decision needs human judgment, CXP consults a specialist and keeps serving the customer. No handoff, no starting over, no lost context.

"AI that doesn't take the people out of the decision."

How a global insurer team frames the design: oversight where judgment matters, and people and AI improving the work together, not competing for it.

75x
Call volume expansion
Leading Global Insurer

Put CXP to work: AI use cases for P&C, life, and health carriers

First notice of loss (FNOL)

Guide policyholders through claims intake, collect the incident details, pre-fill the forms, and open the claim in your systems.

Billing & premium changes

Retrieve the billing history, explain what changed and why, and resolve premium disputes without the hold time.

Policy changes & endorsements

Complete endorsements in real time, directly in your existing systems. When a licensed decision is required, CXP consults the right expert and keeps serving the policyholder.

Coverage questions & retention

Answer nuanced coverage questions from the policy they actually hold, and consult a retention expert before a cancellation becomes final.

Identity verification & documents

Verify identity securely, collect and validate documentation, and prevent the processing delays that stall claims downstream.

Find Your Highest-Impact Use Cases

Works with the platforms your teams already use

CXP connects across the customer service and enterprise systems behind every policy, so your teams can build on the stack already in place.

Prove the value in your operation. Expand across the policy lifecycle.

Phase 1

Access & mapping

Read-only access to your claims, policy admin, and billing systems. Load guardrails and policy tables.

phase 2

Shadow mode

AI runs on live traffic without acting. Compare its decisions against your agents and set your baseline.

phase 3

First live workflow

Launch one workflow with a low autonomy ceiling and human approval on exceptions.

phase 4

Full production

Broaden workflows and permissions based on the audit record and measured results.

Go deeper on insurance AI for CX

How Assurant is evolving CX with generative AI: From agents to agentic AI

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7 game-changing use cases for customer service AI agents in insurance

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17 Generative AI agent use cases for P&C insurance contact centers

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Conversational AI in insurance customer service

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In Toronto, financial services stopped asking whether to deploy agentic AI

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What if every policy holder request could be resolved end to end?

ASAPP’s Customer Experience Platform handles claim issues, policy changes, billing, and coverage questions autonomously—within the guardrails you set.

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